What is a mortgage?
A mortgage is a loan used to purchase a home or other real estate. The property itself serves as collateral for the loan.

How can I save for a house deposit?
Start by setting a savings goal, creating a budget, and regularly setting aside money in a high-interest savings account or an ISA.

What is an ISA?
An Individual Savings Account (ISA) is a tax-free savings or investment account available to residents of the UK.

How do I improve my credit score?
Pay your bills on time, reduce outstanding debt, avoid applying for too much credit at once, and check your credit report for errors.

What are the benefits of financial planning?
Financial planning helps you set goals, manage your money, prepare for emergencies, and achieve long-term financial security.